Totalsports account review 2022

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The Totalsports account is a store account that can be used at any Totalsports store in South Africa. Totalsports is known for selling some of the best sportswear in the world at a reasonable price to anyone in South Africa. The account provides many shopping benefits  such as discounts and rewards that are only available to account holders 

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Totalsports sells sportswear for women, men, and kids. Sports equipment can also be found at Totalsports stores nationwide. Brands that are sold at Totalsports include but are not limited to Nike, Puma, Adidas, Converse, Van’s, and Fila.

Any Totalsports partner store accepts the Totalsports account. Stores affiliated with The Foschini Group are considered partners. The Foschini Group (TFG) works with approximately 900 stores in South Africa, including Totalsports.

You can shop for more than just apparel and equipment with your Totalsports account. Account-holders can buy furniture, appliances, formal attire, and other items from partner stores.

The Totalsports account is good to have for any type of shopper, not only sportswear shoppers. To learn more about the Totalsports account, read on.

Totalsports account Summary

The Totalsports account is a revolving store account that can be used at any Totalsports store in South Africa. Totalsports account can be used at any TFG partner store thanks to their partnership. Appliances, apparel, furniture, and accessories are all sold in partner stores.

The My TFG rewards program is included with every Totalsports account. When customers use their Totalsports account to make purchases, they can earn vouchers through the My TFG rewards program. 

When using a Totalsports account to make a purchase, the account holder must select a budget plan. The installments due will be determined by the budget plan chosen. The 6-months interest-free budget and the 12-months interest-bearing budget are two of the budget options accessible.

When you sign up for a Totalsports account, you receive a free fashion voucher. Fashion vouchers worth R1500.00 are on offer. These vouchers can be claimed in small increments, and target spending must be met before they can be claimed. The vouchers are redeemable for 6 months after the account is opened.

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Optional customer protection insurance is included with the account. This insurance policy exists to ensure that the account holder’s account is well-maintained in the event of a covered incident. Loss of income, permanent disability, death, and temporary disability are all covered by the insurance policy.

Online purchases are possible with this account. Online purchases can be conducted on the Totalsports website, which allows you to shop across all departments. The account can also be used to shop at any of TFG’s online partners. 

How the Totalsports account works

The Totalsports account requires one to make an application and get approved for credit before one can make use of it. After getting approved, the account can be used to make purchases at any Totalsports stores or TFG partner stores which consist of 900+ network stores. 

The account gets allocated credit that is dependent on the applicant’s risk profile. It should be noted that credit allocated is not necessarily the same for those that earn the same income. Other things are considered by Totalsports before credit is allocated.

As long as the credit limit is not exceeded, the amount of credit granted can be utilized to make transactions. A temporary credit increase might be requested if one wishes to make purchases that exceed the credit limit.

When purchasing things on credit, the account holder will have to choose a budget choice. The account holder must pick between a 12-month interest-bearing budget and a 6-month interest-free budget.

When you make a payment to your Totalsports account, the money you put in will be available for future transactions. One can ask for a credit limit increase if they want their credit limit to be increased.

Advantages of Totalsports account

  • The account allows account holders to purchase not only sports equipment, but also other things sold within the TFG network.
  • By acquiring additional cards for family and friends, the account can be shared.
  • When using the account to shop, you can take advantage of interest-free credit.
  • The account includes free participation in the My TFG rewards program.
  • Account-holders can purchase extra customer protection insurance to help protect their accounts.
  • There are vouchers included with the account.
  • The account can be paid in a variety of ways.
  • The account can be used to make online purchases through Totalsports website or any TFG partner retailer.

Disadvantages of the Totalsports account

  • The interest payable can go high if payments are skipped.
  • Because the account provides many shopping opportunities account holders can overspend due to the number of options available.

Totalsports account requirements

  • Must be over the age of 18 years at the time of application.
  • Have proof of income such as a payslip or 3 months bank statement.
  • Proof of residence that is not older than 3 months at the time of application.
  • A valid South African ID book or Smart card or a valid driver’s license.

Conclusion

The Totalsports account comes with a store credit that may be used to make purchases at Totalsports and TFG partner stores on credit. The account can be used for a variety of purchases outside of fashion, eliminating the need for several store accounts.

Finally, because there are always things on sale, the Totalsports account may put pressure on account holders to make unneeded purchases from TFG partner stores. Hence, it is important to adopt a wise spending habit and avoid utilizing the account excessively.

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Staff Writer

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Staff Writer
Tags: Totalsports