William Dube

William Dube is a finance and economic news expert with over 10 years of experience in economic anaylsis, financial product assessment and market analysis. With a numerous certificates from prestigious universities including but not limited to Yale University and the University of Pennyslivenia. William specializes in providing insightful news developments in South Africa and commentary on investment strategies, risk management, and global economic trends. You can contact him on william@rateweb.co.za

Available balance vs balance

Available balance vs balance: What’s the difference?

Banking /
  • The “balance” in a bank account refers to the total amount of money in the account, including all deposits and withdrawals.
  • The “available balance” is the amount of money that is immediately accessible for use by the account holder. This amount takes into account any holds or pending transactions that have not yet been cleared.
  • The difference between these two amounts is crucial for account holders to understand to avoid overdraft fees or penalties for insufficient funds.

Available balance vs balance: What’s the difference? Read More »


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