William Dube

William Dube is a finance and economic news expert with over 10 years of experience in economic anaylsis, financial product assessment and market analysis. With a numerous certificates from prestigious universities including but not limited to Yale University and the University of Pennyslivenia. William specializes in providing insightful news developments in South Africa and commentary on investment strategies, risk management, and global economic trends. You can contact him on william@rateweb.co.za

Available balance vs balance

Available balance vs balance: What’s the difference?

  • The “balance” in a bank account refers to the total amount of money in the account, including all deposits and withdrawals.
  • The “available balance” is the amount of money that is immediately accessible for use by the account holder. This amount takes into account any holds or pending transactions that have not yet been cleared.
  • The difference between these two amounts is crucial for account holders to understand to avoid overdraft fees or penalties for insufficient funds.

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fintech

Revolutionizing Finance: Top 10 South African Fintech Startups to Follow in 2023

  • Emerging Fintech Landscape in South Africa: The article highlights the burgeoning fintech scene in South Africa, with a focus on startups that are leveraging technology to revolutionize various aspects of the financial services industry, including personal finance, insurance, and banking.
  • Top 10 Fintech Startups: The article provides a detailed overview of the top 10 fintech startups to watch in 2023. These include PayJustNow, Franc, Lulalend, Pineapple, Yoco, Jumo, Naked Insurance, Akiba Digital, FinChatBot, and Stitch. Each startup is recognized for its unique approach to addressing traditional financial challenges and creating innovative solutions.
  • Impact and Future Outlook: The article underscores the significant impact these startups are making in the financial sector and their potential to continue disrupting traditional financial services. It encourages readers to keep an eye on these startups in 2023 and beyond, as they continue to innovate and shape the future of finance in South Africa.

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