ShoeCity account review 2022

ShoeCity is a well-known South African retailer of low-cost footwear and accessories. The store caters mostly to the lower and upper-middle classes.

ShoeCity carries a number of well-known brands. Pierre Cardin, Crocs, and Hi-Tec, as well as Mancini, Pitbull, Bronx, Grasshopper, Ipanema, Unreal, Giovanni, Tony, Hush Puppies, Soft-style, Yippi, and Rockspring, are all available at ShoeCity.

ShoeCity sells shoes for men, women, girls, and boys, with women’s shoes accounting for the majority of the store’s inventory. There are slippers, sandals, casual footwear, sneakers, formal shoes, heels, and flats to choose from.

With a ShoeCity store account, you can shop all of the store’s footwear, including shoe accessories. Furthermore, the ShoeCity Account can be used at any ShoeCity partner store.

Here is a summary of the ShoeCity Account, followed by an explanation of how the account works. This information will assist you in using and maintaining your ShoeCity account.

ShoeCity Account Summary

ShoeCity is a store credit card that allows account holders to shop with their credit card and pay for their purchases later. A R9.95 monthly service fee is charged for the ShoeCity account. During the months when no credit is used, the account does not charge a service fee. 

The account can be used at any of 141 ShoeCity retailers within the South African borders. Ackermans

, Dunns, Refinery, and Tekkie Town are among the ShoeCity partner stores that accept the ShoeCity Account.

The account can be used for both in-store and online shopping. To begin shopping online, one must first create an account on the ShoeCity website.

The ShoeCity Account includes an optional Ackermans Club membership, which costs R14.50 per month. The account holder and his or her family can benefit from the Ackermans club. Members can enter competitions for prizes of up to R25,000.00 and bursaries worth up to R25,000.00.

Optional funeral coverage for the account holder’s family is available to ShoeCity Account customers. The cost of a funeral plan starts at R2.00 a day, and there are no medical requirements for purchasing a funeral plan.

ShoeCity provides a hardship benefit to protect account holders during difficult times, such as when they are retrenched from work. If the account holder is temporarily disabled, retrenched, or dies, the ShoeCity Account will be paid through the hardship benefit cover. Should something happen to the insured, the hardship benefit ensures that the policyholder’s ShoeCity Account is always up to date with payments due. 

How the ShoeCity Account Works

To get started with a ShoeCity account, you must first fill out an application and get accepted. The application can be completed in any South African ShoeCity store or online on the ShoeCity website.

After the application is approved, the credit will be assigned to the account, which can be spent at any ShoeCity store in South Africa or at any ShoeCity partner store. The account can also be used to make online purchases and have products delivered to one’s location through the ShoeCity website.

It is possible to share the account with relatives and friends. Up to 5 extra cards can be obtained by the account holder for use by family and friends. The amount of credit that is used by the family and/or friends will have to be repaid by the primary account holder. 

When using the ShoeCity account to make purchases, you must select a budget plan that will determine how much money you will repay on a monthly basis. A 6-month interest-free budget plan is available, as well as a 12-month budget plan that accrues interest.

There is a monthly service fee associated with the account, which must be paid in addition to the monthly amount due. Even if there are no instalments owing on the account, the monthly service fee must be paid as long there is a balance due on the account.

The money that is repaid to the account can be used again and again once it has been reimbursed. Credit can also be increased if one’s income rises over time or if one’s credit score improves. Additionally, temporary credit can be applied for at the point of checkout to make purchases that exceed the credit limit.

Advantages of the ShoeCity Account

• The account can be applied for online
• There are numerous stores with a variety of apparel labels to pick from.
• There are a variety of payment alternatives to choose from. Paying in store, EFT via Ozow, debit order payment, and payment at a flash trader,to mention but a few.
• Up to 5 more cards can be added to the account and shared with relatives or friends.
• The account includes a hardship benefit that protects you from layoffs, temporary disability, and death.
• Regular updates on ShoeCity’s offerings are included.
• The account can be used to make purchases on the internet.
• The account can be used to purchase accessories and mobile electronics.

Disadvantages of the ShoeCity Account

• Because the account can only be used to purchase fashion products, a separate store account will be required to purchase items such as furniture or kitchen appliances.
• For new account holders, there are no discount vouchers included.

ShoeCity Account Requirements

• Must have a valid South African ID book or Smart card.
• Be over the age of 18 years at the time of application.
• The latest 3 months payslips or 3 months bank statements showing income.
• Latest proof of residence that is not older than 3 months at the time of application.

Conclusion

Account-holders who have a ShoeCity store account can shop at ShoeCity and its partner stores. The account is simple to open and use because applications are completed online, and the account may be used to make online purchases. There is no minimum income requirement, which means that anyone who makes money can apply for the account and receive credit based on their level of income.