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Independent, side-by-side comparisons of financial products in South Africa — built so you can weigh fees, rewards and the fine print, then apply when you're ready. Every rating is our own editorial opinion, and we tell you when a link can earn us a commission.

✓ Independently rated ✓ Updated for 2026 ✓ South Africa–specific

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Business loans 9 options

Compare business funding from South African banks and fintech lenders — from quick working capital to large te...

Top pick right now Rateweb Business Funding ★ 4.7 · 🏆 Best place to start
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Credit cards 8 options

Compare credit cards from South Africa's big banks on monthly fees, rewards and interest-free days. Credit-car...

Top pick right now Capitec GlobalOne Credit Card ★ 4.6 · 🏆 Best overall
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Life insurance 8 options

Compare life cover on premiums, payout and underwriting. The right cover amount depends on your debts, income...

Top pick right now Discovery Life ★ 4.5 · 🏆 Best for rewards
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Savings & fixed deposits 8 options

Compare interest rates on fixed deposits and savings accounts from South African banks. Fixed-deposit rates ch...

Top pick right now African Bank Fixed/Notice Deposit ★ 4.6 · 🏆 Top rate
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Bank accounts 8 options

Compare everyday transaction accounts from South Africa's biggest banks on monthly fees, rewards and digital b...

Top pick right now Capitec Global One ★ 4.7 · 🏆 Best overall
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Business bank accounts 7 options

Compare business bank accounts from South Africa's banks on fees, digital tools and SME support. From zero-fee...

Top pick right now FNB Business ★ 4.4 · 🏆 Best overall
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Personal loans 9 options

Compare personal loans from South Africa's major banks on amount, term and what each does best. Interest is ri...

Top pick right now African Bank Personal Loan ★ 4.5 · 🏆 Best for low rates
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Car insurance 12 options

Compare South Africa's biggest car insurers on cover, excess and rewards. Premiums are individually rated on y...

Top pick right now Santam ★ 4.5 · 🏆 Best established insurer
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Home loans 8 options

Compare home loans from South Africa's major banks and bond originators. Home-loan rates are linked to the pri...

Top pick right now ooba Home Loans ★ 4.7 · 🏆 Best for the best rate
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Bank rewards programmes 6 options

A good rewards programme puts real money back in your pocket — cash back, fuel, groceries and airtime — just f...

Top pick right now eBucks (FNB) ★ 4.5 · 🏆 Best overall
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Vehicle finance 8 options

Compare car finance from South Africa's major banks. Rates are linked to prime (10.50% in 2026) and personalis...

Top pick right now WesBank ★ 4.5 · 🏆 Best overall
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Retirement annuities 9 options

A retirement annuity (RA) is a tax-efficient way to save for retirement — your contributions are tax-deductibl...

Top pick right now 10X Investments ★ 4.6 · 🏆 Best low-cost
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Tax-free savings 9 options

A tax-free savings account (TFSA) lets your money grow free of tax on interest, dividends and capital gains —...

Top pick right now EasyEquities TFSA ★ 4.6 · 🏆 Best overall · Sponsored
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Student loans 7 options

Compare student loans from South Africa's banks and specialist lenders. Many let you (or a parent) pay only th...

Top pick right now FNB Student Loan ★ 4.4 · 🏆 Best overall
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Fibre deals 10 options

Compare South Africa's top fibre ISPs on price, service and what's included. Most support all the major networ...

Top pick right now Afrihost ★ 4.7 · 🏆 Best overall
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Solar finance 8 options

Compare ways to fund solar and backup power — bank energy loans, home-loan top-ups and rent-to-own/subscriptio...

Top pick right now GoSolr ★ 4.4 · 🏆 Best no-upfront option
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Credit reports & scores 5 options

Your credit score shapes whether you get approved for a loan, card or even a rental — and at what rate. By law...

Top pick right now ClearScore ★ 4.5 · 🏆 Best free score
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Debt counselling 8 options

If you're struggling with debt, debt counselling (debt review) is a legal NCA process that consolidates your r...

Top pick right now DebtBusters ★ 4.4 · 🏆 Best overall · Sponsored
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Funeral cover 8 options

Compare funeral cover from South Africa's largest providers on premium, payout speed and family cover. Premium...

Top pick right now AVBOB Funeral Cover ★ 4.5 · 🏆 Best overall
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Home & contents insurance 8 options

Compare buildings and household contents insurance from South Africa's biggest insurers on cover, excess and r...

Top pick right now Santam ★ 4.5 · 🏆 Best established insurer
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Medical aid 9 options

Compare South Africa's largest medical aid schemes on cover, networks and value. Contributions depend on the p...

Top pick right now Discovery Health ★ 4.6 · 🏆 Best overall
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Gap cover 8 options

Gap cover pays the shortfall between what specialists charge and what your medical aid pays. Compare the leadi...

Top pick right now Stratum Benefits ★ 4.5 · 🏆 Best overall
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Hospital cash plans 5 options

A hospital cash plan pays you a fixed cash amount for each day you spend in hospital — money you can use for a...

Top pick right now Clientèle Hospital Plan ★ 4.2 · 🏆 Best overall
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Health insurance (primary care) 5 options

Primary-care health insurance covers everyday medical needs — GP visits, basic dentistry, optometry and acute...

Top pick right now Day1 Health ★ 4.2 · 🏆 Best overall
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Pet insurance 8 options

Compare pet insurance from South Africa's leading providers on vet cover, routine care and waiting periods. Pr...

Top pick right now Oneplan Pet Insurance ★ 4.5 · 🏆 Best overall
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Travel insurance 8 options

Compare travel insurance for South Africans on medical cover abroad, cancellation and baggage. Premiums depend...

Top pick right now TIC (Travel Insurance Consultants) ★ 4.5 · 🏆 Best overall
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Investment platforms 9 options

Compare South Africa's investment and share-trading platforms on cost, choice and ease. Whether you want JSE s...

Top pick right now EasyEquities ★ 4.6 · 🏆 Best for beginners · Sponsored
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Crypto exchanges 8 options

Compare where to buy crypto in South Africa on fees, ZAR deposits, coin choice and security. A local, FICA-reg...

Top pick right now VALR ★ 4.6 · 🏆 Best overall
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Vehicle tracking 6 options

A good vehicle tracker helps recover a stolen car fast — and can earn you a discount on your car insurance. So...

Top pick right now Tracker ★ 4.4 · 🏆 Best for recovery
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Money transfer 9 options

Compare the cheapest, fastest ways to send money abroad or across Africa from South Africa. Watch both the fee...

Top pick right now Wise ★ 4.6 · 🏆 Best for international · Sponsored
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Business insurance 8 options

Compare business and commercial insurance from South Africa's leading insurers — assets, liability, business i...

Top pick right now Santam Business ★ 4.5 · 🏆 Best overall
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Cellphone & gadget insurance 9 options

Compare cover for your phone, laptop and gadgets against theft, loss and accidental damage — from the networks...

Top pick right now OUTsurance ★ 4.4 · 🏆 Best standalone
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Travel money & forex 8 options

Heading overseas? The cheapest way to spend abroad is rarely the most obvious. Multi-currency wallets, travel...

Top pick right now FNB Global Account ★ 4.5 · 🏆 Best multi-currency
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Card machines & payments 9 options

Compare ways for your business to accept payments — card machines, online gateways and instant EFT. The right...

Top pick right now Yoco ★ 4.5 · 🏆 Best overall
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Forex brokers 9 options

WARNING: Forex and CFD trading is complex and high-risk — most retail traders lose money, and you can lose mor...

Top pick right now XM ★ 4.5 · 🏆 Best for new traders · Sponsored
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Accounting software 6 options

The right accounting software keeps your books clean, your invoices paid and SARS happy — without doing everyt...

Top pick right now Xero ★ 4.6 · 🏆 Best overall
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Share & forex trading 9 options

Compare online trading platforms for JSE and global shares, ETFs, forex and CFDs on fees, markets and ease of...

Top pick right now EasyEquities ★ 4.7 · 🏆 Best for beginners · Sponsored
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Buy now, pay later 6 options

Compare South Africa's buy-now-pay-later services on how the instalments split, whether there's a credit check...

Top pick right now PayJustNow ★ 4.5 · 🏆 Best 3-instalment plan
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Tax & SARS help 5 options

Filing your tax return doesn't have to be stressful. Whether you want to do it yourself for free, get guided h...

Top pick right now TaxTim ★ 4.5 · 🏆 Best guided filing
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Store accounts 9 options

Compare retail store accounts on interest-free periods, fees and where you can shop. Store accounts are credit...

Top pick right now TFG Account ★ 4.3 · 🏆 Best multi-brand
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Wills & estate planning 6 options

A valid will makes sure your assets go where you want and spares your family a drawn-out, costly estate proces...

Top pick right now Capital Legacy ★ 4.4 · 🏆 Best estate specialist
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Income protection 8 options

Compare income protection and disability cover — which pays you a monthly income if illness or injury stops yo...

Top pick right now Sanlam Income Protection ★ 4.4 · 🏆 Best established insurer
Compare income protection → 🧮 Calculator
LTE & 5G home internet 8 options

No fibre in your area? Fixed LTE and 5G give you fast home internet over the mobile networks — often uncapped...

Top pick right now rain ★ 4.4 · 🏆 Best uncapped value
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Legal cover 8 options

Compare legal insurance (legal cover) on advice, representation and added benefits. For a small monthly premiu...

Top pick right now LegalWise ★ 4.4 · 🏆 Best overall
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SIM & data deals 8 options

Compare SIM-only and mobile data deals from South Africa's networks and MVNOs on price, coverage and whether y...

Top pick right now Capitec Connect ★ 4.5 · 🏆 Best value (no expiry)
Compare sim & data deals →

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Rateweb may earn a commission when you apply through some links, at no cost to you — this never affects our editorial ratings or which products we include. Fees, rates and features change; always confirm current details with the provider. Information is general and not financial advice.