Best pet insurance in South Africa (2026)

By the Rateweb editorial team · How we rate · Product details checked 21 Jun 2026

Compare pet insurance from South Africa's leading providers on vet cover, routine care and waiting periods. Premiums depend on your pet's age and breed — get a quick quote to confirm.

🏆 Our top picks
Best overall Oneplan Pet Insurance ★ 4.5/5 — see why ↓ Best value dotsure.co.za ★ 4.3/5 — see why ↓

⭐ Ratings & awards are Rateweb's independent editorial opinion — how we rate.

🎯 Not sure which is right for you? Get a personalised plan ranked for your situation. Get my plan →
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8 results
🏆 Best overall Money upfront

Oneplan Pet Insurance

App-based pet cover that pays money into your account before the vet visit.
★★★★★
4.5/5 · How we rate
Cover4.5
Value4.4
Claims4.7
Routine4.5
Accident, illness + routine
Cover
Dogs & cats
Pets
1
Routine
1
App
Pros
  • Funds your account before the visit
  • Routine/day-to-day cover options
  • Manage and claim in the app
Cons
  • Waiting periods apply
  • Routine cover costs more
Fees, eligibility & documents
Eligibility
  • Pet within the provider's age limits
  • Waiting periods apply
  • Pre-existing conditions usually excluded
Get a quote
🏆 Best value

dotsure.co.za

Customisable, value-focused pet cover with a quick online quote.
★★★★☆
4.3/5 · How we rate
Cover4.2
Value4.6
Claims4.2
Routine4.0
Accident & illness
Cover
Dogs & cats
Pets
Routine
1
App
Pros
  • Build your own cover level
  • Competitive pricing
  • Fully online
Cons
  • Routine care is an add-on
  • Waiting periods apply
Fees, eligibility & documents
Eligibility
  • Pet within the provider's age limits
  • Waiting periods apply
  • Pre-existing conditions usually excluded
Get a quote

MediPet

A dedicated pet insurer with comprehensive vet and routine-care options.
★★★★☆
4.2/5 · How we rate
Accident, illness + routine
Cover
Dogs & cats
Pets
1
Routine
App
Pros
  • Comprehensive vet cover
  • Routine-care add-ons
  • Established pet specialist
Cons
  • Premiums rise with pet age
  • Waiting periods apply
Fees, eligibility & documents
Eligibility
  • Pet within the provider's age limits
  • Waiting periods apply
  • Pre-existing conditions usually excluded
Get a quote

Hollard Pet Insurance

Pet cover backed by a large, established South African insurer.
★★★★☆
4.0/5 · How we rate
Accident & illness
Cover
Dogs & cats
Pets
Routine
App
Pros
  • Backed by Hollard
  • Solid accident & illness cover
  • Reliable claims
Cons
  • Fewer routine extras
  • Waiting periods apply
Fees, eligibility & documents
Eligibility
  • Pet within the provider's age limits
  • Waiting periods apply
  • Pre-existing conditions usually excluded
Get a quote

1st for Women Pet Insurance

Cost-effective pet cover with multi-pet discounts and third-party liability.
★★★★☆
4.1/5 · How we rate
Accident & illness
Cover
~R100/mo
From
Pros
  • Multi-pet discounts
  • Third-party liability cover
Cons
  • Premiums rise with pet age
Get a quote

OUTsurance Pet

Pet cover from a major direct insurer, with the OUTbonus on qualifying products.
★★★★☆
4.1/5 · How we rate
Accident & illness
Cover
1
Routine
Pros
  • Backed by a big direct insurer
  • Accident, illness and routine options
Cons
  • Waiting periods apply
Get a quote

Cat & Dogsure

A boutique cat and dog insurer offering affordable, trusted cover since 2012.
★★★★☆
4.0/5 · How we rate
Cats & dogs
Cover
~R90/mo
From
Pros
  • Dedicated cat & dog focus
  • Affordable, flexible plans
Cons
  • Cats and dogs only
Get a quote

GENRIC Pet Insurance

A licensed non-life insurer offering pet plans through several brands.
★★★★☆
3.9/5 · How we rate
Accident & illness
Cover
Pros
  • Licensed insurer
  • Range of plan levels
Cons
  • Sold via intermediaries
Get a quote
📖 Want the full picture? Best Pet Insurance in South Africa — our in-depth editorial guide. Read the guide →

Ratings are Rateweb's editorial opinion. Product details can change — always confirm with the provider before applying. Rateweb may earn a commission on some applications. This is general information, not financial advice.

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