Bank statement converter
Turn a South African bank statement (PDF or CSV) into a clean Excel or CSV file in seconds — with every transaction automatically categorised. Works with FNB, ABSA, Standard Bank, Capitec, Nedbank and more. Your file is never stored.
🔒 Free to preview — no sign-up needed. Processed in memory, never saved to our servers.
Why Rateweb's converter
- Automatic categorisation — every transaction sorted into Groceries, Fuel, Insurance, Subscriptions and more. Most converters just dump raw rows.
- Real Excel (.xlsx) + CSV — open straight in Excel, Google Sheets or Numbers.
- Accounting-ready exports — import straight into Xero, QuickBooks or Sage with the right columns and date format (Rateweb Plus).
- Merge multiple statements — upload a whole year at once; duplicates are removed automatically (Rateweb Plus).
- Send to your Spending dashboard — one click to see where your money goes, track recurring debit orders and spot savings (Rateweb Plus).
- Private by design — your statement is processed in memory and never saved to our servers.
How to convert your bank statement
- Download your statement from your banking app as a PDF or CSV.
- Upload it above (add the password if the PDF is protected).
- Review the categorised transactions, then download CSV/Excel or send them to your dashboard.
Supported banks
FNB, ABSA, Standard Bank, Capitec, Nedbank, TymeBank, Investec, African Bank, Discovery Bank and more. The converter detects the date and amount on each transaction line, so it isn't tied to one bank's layout. For PDFs it reads the running balance to work out whether each line is money in or money out.
Convert a statement by bank
Frequently asked questions
Which banks does the converter support?
It is bank-tolerant and works with statements from FNB, ABSA, Standard Bank, Capitec, Nedbank, TymeBank, Investec and more. It detects the date and transaction amount on each line rather than relying on one fixed layout.
Is it free?
Yes. You get 30 free pages a month with CSV download and automatic categorisation. Rateweb Plus adds Excel (.xlsx) export, Xero/QuickBooks/Sage accounting exports, multi-statement merge, more pages, and one-click import to your Spending dashboard.
Are my bank statements safe?
Yes. Your file is processed in memory and never saved to our servers. Only the transactions you see are kept in your browser session until you download them or clear them.
Can it convert password-protected PDFs?
Enter the password in the optional field. If your statement is encrypted, supply the password, or open it in your PDF viewer and save a copy without the password, then upload that.
Does it categorise transactions?
Yes — every transaction is automatically sorted into categories like Groceries, Fuel, Insurance and Subscriptions, which most converters do not do.
Conversion is best-effort and provided for your convenience — always check the output against your original statement. This is general information, not financial advice.