King Price Car insurance is a motor vehicle insurance policy with monthly premiums starting at R199.00. The King Price car insurance premiums decrease month after month as the value of the insured vehicle decreases due to wear and tear. Policyholders who insure 2 or more vehicles with King Price car insurance can get up to 20% premium discount.

King Price car insurance allows customers to add extra coverage to their policy. The following are optional extras that can be added to your King Price car insurance policy for an additional fee:

• Car Hire – this cover ensures that one has a car to use for 30 days while theirs is being repaired by 1 of King Price’s mechanical service suppliers. 
• Car Warranty – this cover ensures that car parts that break are repaired or replaced. 
• Credit Shortfall – this covers customers should their car get stolen or be written off. The cover will pay the difference between the car’s value at the time and what is still owed to the bank. 
• Sound Equipment and Other Accessories – the cover is for the car’s music system and extras that a policyholder may want to add. 
• Personal Accident – covers the policyholder and his/her family if an accident affects their health permanently. 
• Scratch and Dent – Covers minor repairs to the exterior of the policy holder’s car. 

The King Prince car insurance comes in 5 options. We discuss some of the car insurance offerings below.

King Price Car Insurance Plans

King Price has a variety of car insurance products to cater to the different car insurance needs of customers. The company has 5 products that include:

• Comprehensive Car Insurance, 
• Theft and Write Off Insurance, 
• Third-Party, Fire and Theft Car Insurance, 
• Third-Party Only Car Insurance, and
• Collectable Car Insurance 

We discuss each car insurance product offered by the company below. 

King Price Comprehensive Car Insurance 

King Price comprehensive car insurance covers policyholders for accidental damage, theft, and hijacking. It also covers the following incidents:

• Hail damage, 
• Accident assistance, 
• Roadside assistance, 
• Towing and storage,
• Legal liability, 
• Accident, 
• Explosions, fire or earthquake, and
• Other natural occurrences. 

Comprehensive car insurance has its own set of constraints. The product does not cover intentional loss or damage, unauthorized use of a vehicle, leaving the scene of an accident, or driving while under the influence of alcohol or any other substance. Incidents that are not covered are those that can be found to be morally wrong and, in some cases, may result in prison sentences.

It is critical to understand that comprehensive coverage exists to protect you if something goes wrong on the road or while your car is parked. Any recklessness or morally wrongdoing, on the other hand, will not be covered.

King Price Theft and Write Off Car Insurance 

Theft and write-off car insurance from King Price Insurance covers individuals if their car is stolen or hijacked and not recovered, as well as total loss of a car. Unlike comprehensive car insurance, theft and write-off coverage excludes most incidents that are covered by comprehensive coverage. However, the theft and write-off car insurance products are less expensive than the comprehensive car insurance.

The Theft and Write Off car insurance product covers the following:

• Accident assistance, 
• Towing and storage costs, 
• Legal liability, 
• Accident, 
• Theft or hijacking, 
• Attempted theft or hijacking, 
• Fire, explosions or earthquakes, and
• Selected natural occurrences. 

King Price Third-Party, Fire and Theft Car Insurance

The King Price third-party, fire, and theft car insurance policy covers car theft and hijacking. The product also covers liability for damage to other people’s property caused by an accident.

The policy focuses on third-party damage caused by one’s vehicle. King Price also protects your car from attempted theft (in the event that your car sustains damage as a result of the incident), theft and hijacking, and legal liability. Accidents and roadside assistance are not covered by the policy.

King Price Third-Party Only Car Insurance 

King Price third party only car insurance covers policyholders for accidental damage that is caused to other people’s property. The legal liability is covered by the product so that the policyholder can focus on dealing with their own motor vehicle issue. 

King Price Collectable Car Insurance 

King Price Collectable car insurance covers classic cars and/or high-value cars against accidents, theft and third-party liability. This product can be seen as the comprehensive cover for collectable vehicles. 

With the collectable car insurance customers get the following benefits:

• Roadside assistance, 
• Accidental assistance, 
• Hail damage repairs or replacement, 
• Legal liability, 
• Accident, 
• Theft or hijacking, 
• Selected natural occurrences, 
• Fire, or explosions 
• Towing and Storage, and
• Attempted theft or hijacking 

Advantages of King Price Car Insurance

• There are a number of car insurance products to choose from.
• Collectable cars have their own insurance product specifically designed for them.
• Cover for third party property damage is available.
• Extra cover(s) can be added to the main product.
• Discounts on premiums are available for multiple vehicles insured
• Fast claiming process and it can be done online.
• Policyholders have a chance to have their premiums decreased.

Disadvantages of King Price Car Insurance

• Premiums for those with new licenses are high.
• Covers other than comprehensive and collectable car insurance do not include all of the benefits of the former and may necessitate additional premiums to include them. 

Conclusion 

The King Prince Car Insurance Solution is one of the best in South Africa. The insurer has managed to satisfy the needs of different car insurance buyers in South Africa. 

King Price Car insurance solution provides added benefits to ensure that policyholders are taken care of at no additional cost. Emergency assistance, decreasing premiums, and king’s Cab benefits come at no additional cost and help policyholders save money while getting reduced premiums in the process.