FNB Easy Zero Vs TymeBank Everyday Account 2026 - Fees and Benefits Unveiled
FNB Easy Zero and TymeBank's Everyday Account are both no/low-fee digital accounts. Note: TymeBank has rebranded to GoTyme Bank in 2026 — its old tymebank.co.za domain now redirects to gotyme.co.za. Verified against both banks' sites in July 2026.
| Fee/feature | FNB Easy Zero | GoTyme Bank (formerly TymeBank) Everyday Account |
|---|---|---|
| Monthly account fee | R0 | R0 |
| ATM withdrawal, SA | R12 per R1,000 (FNB); R12 + R2.80 per R100 (other bank) | R10 per R1,000, any SA ATM |
| ATM withdrawal, international | Not applicable to this account | R70 |
| EFTs/debit orders | R2 (other bank), R1 (FNB to FNB) | Reported as free — re-verify on gotyme.co.za, as this figure came via search rather than a directly rendered page |
| Linked savings | Not offered on this account | GoalSave interest-bearing pockets |
| Virtual card | Available on FNB App | Available instantly on signup |
| Account limits | R3,000/day, R24,999/month, R14,000 max balance | Not capped in the same way |
The key difference
Both accounts are genuinely fee-free on the monthly account fee, so the real differentiator is what else is bundled in: GoTyme's GoalSave pockets give you a built-in place to save, while FNB Easy Zero's balance is capped at R14,000, ruling it out if you want to keep more in the account.
Which is better for you?
- Choose GoTyme Bank if you want a fee-free account with no balance cap and built-in interest-earning savings pockets.
- Choose FNB Easy Zero if you're already an FNB customer and want basic no-fee transacting alongside your other FNB accounts.
Compare more South African bank accounts before switching.
