|Bonitas Medical Fund|
|Products||Hospital plans, Medical Aid|
|Address||37 Conrad Drive |
|Phone||27 86 000 2108|
Bonitas Medical Fund is a medical insurance company based in Pretoria, South Africa. The company was founded in 1982 and has continued to flourish since then. In 2011, the company had 610 000 beneficiaries; by 2020, it would have 730 000 beneficiaries. During this time, the company’s reserves climbed from R2.3 billion to R4 billion. In South Africa, Bonitas serves customers in 31 industries. Bonitas is the 181st best company in Africa, according to the Ask Africa Orange Index.
Bonitas is generally regarded as a fantastic firm, with medical schemes such as MediHelp, but it also received a 4.9 index point on the overall customer satisfaction index. Bonitas has about 280 000 medical health insurance customers. Kumba Iron Ore, Anglo American, Telkom, and the local government are among its most important clients.
The primary plan’s contributions begin at R2 429 pm for the main member, with further child and adult contributions beginning at R773 pm and R1900pm, respectively. You have access to limitless hospitalization and GP and expert appointments. R13 260 is given to each family member for MRI and CT scans. Each family member can claim up to R32 130 for internal prosthesis. GP visits, specialist visits, x-rays and ultrasounds, blood tests, and acute medicine are all covered by the day-to-day benefit, which ranges from R2 660 to R6 510 per year. Over-the-counter medication is restricted to R500 per family member and R1 460 per household. The plan covers general medical appliances, and a family can spend up to R7 030 on them.
You can use any hospital in South Africa with the Primary Select Plan. The main member installments start at R2 429, with an extra price of R1 900 and R773 for additional adults and children, respectively. For hospital stays, unlimited GP and expert appointments are available. You can spend up to R6 510 every year on GP and specialist consultations if you are not in the hospital. The amount that can be spent on blood tests, acute medicine, X-rays, and ultrasounds is limited to R6 510.
For cancer treatment, each family might receive up to R165 500. You can spend up to R390 on medication during each hospital stay. Your family will receive R50 600 for physical rehabilitation. Your family is eligible for up to R7 030 in general medical equipment. These sums are distributed once a year.
With the Bonitas Standard plan, you get better hospital and out of hospital benefits than the primary plan. As the main member, your monthly instalment starts from R3 888. Should you wish to add an adult, you will need to pay a minimum of R3 371 and R1 140 if you add a child.
Hospital cover and GP and specialist consultation while in a hospital are unlimited. For internal and external prostheses you family can use up to R45 090 per year. Cover for mental hospitalisation is for up to R40 600 per family.
Out of hospital benefits include:
With the Standard Select plan, you can save up to 15% if you choose to use Bonitas hospital networks. Monthly instalments for the main member starts from R3 368. The main member can add an adult by contributing at least R 2 914 and R986 for a child.
In- hospital benefits for the Standard Select include :
Same as the Standard Select plan you can save up to 15% when choosing this option since you will be using Bonitas network hospitals. Contribution from the main member starts from R2 152. An additional adult will cost R1 668 while a child will cost R645.
In – hospital benefits for the BonFit Select Plan:
Out of hospital benefits for the BonFit Select Plan:
BonComprehensive cover starts from R7 207 for the main member’s instalments. An adult can be added for an additional R6 797. The main member can add a child on BonComprehensive for R1 467. With BonComprehensive you save on contributions and self-payment for Gap fees.
In – hospital benefits for the BonComprehensive plan:
Other plans from Bonitas include savings plans namely BonSave, BonComplete and BonClassic. Hospital plans include hospital Standard, BonEssential and BonEssential Select. Savings plans offer plans with less cover amounts and benefits. Hospital plans are only for hospitalization and normally cover hospital expenses.
By providing affordable health insurance, Bonitas Medical Fund is saving hundreds of thousands of lives. Without any sacrifices, the company has served over 730 000 beneficiaries. Bonitas has managed to meet a variety of medical demands by offering a number of programs. Bonitas has it all covered with a product portfolio that includes hospital plans, savings plans, and comprehensive plans.