|Bonitas Medical Fund
|Hospital plans, Medical Aid
|37 Conrad Drive
|27 86 000 2108
Bonitas Medical Fund is a South African medical scheme based in Pretoria. The company was founded in 1982 and has grown steadily since then. The company had 610 000 beneficiaries in 2011; by 2022, the scheme’s beneficiaries grew to 730 000 beneficiaries.
The company’s reserves increased from R2.3 billion to R4 billion between 2011 to 2022, making Bonitas one of the biggest Medical Schemes in South Africa.
Bonitas serves customers in 31 industries in South Africa. According to the Ask Africa Orange Index, Bonitas is the 181st best company in Africa.
Bonitas is widely regarded as a brilliant company, offering medical programs such as MediHelp, but it also received a 4.9 index point on the overall customer satisfaction index. Bonitas has approximately 280 000 medical health scheme clients.
Contributions to the primary plan begin at R2 654 pm for the primary member, with additional child and adult contributions beginning at R844 pm and R2 076pm, respectively. You have unlimited hospitalization as well as GP and expert appointments.
Each family member is given R14 240 for MRI and CT scans. Each member of the family can claim up to R32 130 for internal prosthesis. The day-to-day benefit, which ranges from R5 000 to R11 000 per year, covers GP visits, specialist visits, x-rays and ultrasounds, blood tests, and acute medicine.
The purchase of over-the-counter medications is limited to R500 per family member and R2 000 per household. A family can spend up to R7 030 on general medical appliances under the plan.
With the Primary Select Plan, you can visit any hospital in South Africa. The main member instalments start at R2 322, with additional adults and children costing R1 816 and R738 respectively. Unlimited GP and expert appointments are available during hospital stays.
If you are not in the hospital, you can expect to spend between R2 000 and R4 500 per year on GP and specialist consultations. R3 000 is the maximum amount that can be spent on blood tests, acute medicine, X-rays, and ultrasounds.
For non-PMBs, each family may receive up to R200 000 for cancer treatment. During each hospital stay, you can spend up to R390 on medication.
With the Bonitas Standard plan, you get better hospital and out of hospital benefits than the primary plan. As the main member, your monthly instalment starts from R 4 230. Should you wish to add an adult, you will need to pay a minimum of R 3 667and R 1 241 if you add a child.
Hospital cover and GP and specialist consultation while in a hospital are unlimited. Cover for mental hospitalisation is for up to R46 320 per family.
Out of hospital benefits include:
With the Standard Select plan, you can save up to 15% if you choose to use Bonitas hospital networks. Monthly instalments for the main member starts from R 3 822. The main member can add an adult by contributing at least R 3 307 and R1 119 for a child.
In- hospital benefits for the Standard Select include :
Same as the Standard Select plan you can save up to 15% when choosing this option since you will be using Bonitas network hospitals. Contribution from the main member starts from R 2 230. An additional adult will cost R1 727 while a child will cost R669.
In – hospital benefits for the BonFit Select Plan:
Out of hospital benefits for the BonFit Select Plan:
BonComprehensive cover starts from R 8 217 for the main member’s instalments. An adult can be added for an additional R 7 749. The main member can add a child on BonComprehensive for R 1 672. With BonComprehensive you save on contributions and self-payment for Gap fees.
In – hospital benefits for the BonComprehensive plan:
Other plans from Bonitas include savings plans namely BonSave, BonComplete and BonClassic. Hospital plans include hospital Standard, BonEssential and BonEssential Select. Savings plans offer plans with less cover amounts and benefits. Hospital plans are only for hospitalization and normally cover hospital expenses.
By providing affordable health insurance, Bonitas Medical Fund is saving hundreds of thousands of lives. Without any sacrifices, the company has served over 730 000 beneficiaries. Bonitas has managed to meet a variety of medical demands by offering a number of programs. Bonitas has it all covered with a product portfolio that includes hospital plans, savings plans, and comprehensive plans.