The Standard Bank Gold Credit Card offers a credit limit of up to R250,000.00. To be eligible for this card, you must have a minimum monthly income of R5,000.00.
The Standard Bank Gold Credit Card entails a monthly service fee of R63.00 and a one-time initiation fee of R180.00 that is required prior to activating the credit card.
Interest rates on this credit card are tailored to individual profiles and can reach up to repo rate + 14%.
Apart from the fees mentioned earlier, the Standard Bank Gold Credit Card also incurs additional charges. We will now delve into a comprehensive breakdown of these fees as follows.
Fee Type | Fee Amount |
---|---|
Withdrawals | |
Cash withdrawal at ATM | R2.40 per R100 or part thereof |
Cash withdrawal at branch | R80 + R3 per R100 or part thereof |
Quasi Cash & Cash advance on casino chips purchases | R2.80 per 100 max R80 or part thereof |
Other banks ATM cash withdrawals | R2.40 per R100 |
International cash withdrawals | R3 per R100 (min R70) or part thereof |
Deposits | |
Cash deposits at ATM | R1.40 per R100 or part thereof |
Notes cash deposit at branch | R80 + R3 per R100 or part thereof |
Coin cash deposits at branch | R80 + R15 per R100 & part thereof |
Notes and coin deposit at branch | R80 + R3 per R100 + R15 per R100 & part thereof |
Payments | |
Inter-account transfers (Online) | R4 |
Inter-account transfers (Branch) | R80 |
Account payments (Online) | R9.50 |
Account payments (Branch) | R80 |
Payment confirmation SMS | R1 |
Payment confirmation Email | R1.50 |
Payment confirmation Fax | R22 |
Card Benefits | |
Point Of Sale (POS) Purchase only | Free |
Purchase with cashback | R1.40 per R100 or part thereof |
Cashback only | R1.40 per R100 or part thereof |
Prepaid recharges | |
– Prepaid airtime, SMS, data (ATM or online) | R0.60 |
– Prepaid electricity | R1.60 |
Information Fees | |
ATM balance enquiry – no slip | Free |
ATM balance enquiry – with slip | R1 |
Branch balance enquiry | R18 |
Other banks ATM balance enquiry | R10 |
Voucher retrieval – local | R90 |
Voucher retrieval – international | R290 |
ATM provisional statements | R7.50 |
Branch provisional statements | R50 |
Transaction history (charged per 30 day period) | R50 |
Penalty Fees | |
Honouring fee* | R145 |
Default administration fee* | R65 (after 60 days of delinquency) |
Late payment fee* | R170 |
New Card Fees and Delivery Fees | |
Initiation fee | R190 |
Card replacement fee – Local | R170 |
Express delivery (to branch or face-to-face) | R500 (Signature & Private Banking free) |
Face-to-face card delivery | Free |
DSV Locker delivery | Free |
Branch delivery | R180 |
The Standard Bank Gold Credit Card offers a comprehensive range of benefits, including global acceptance, enhanced security features, flexible payment options, and attractive rewards programs. With a high credit limit and various discounts, it caters to diverse financial needs while providing peace of mind through insurance coverage and protection against fraud. Its accessibility criteria make it attainable for many individuals, making it a versatile and valuable choice in the realm of credit cards.
This website uses cookies.