fbpx

Sanlam reality program review 2022

The Sanlam Reality program rewards and empowers its members by providing them with information and perks that help them enhance their financial well-being and, in certain cases, their overall quality of life. Members can save money on wellness, travel, and entertainment through the program. Members also save money on premiums on some Sanlam products.

Individuals who join the Sanlam reality program can improve their Sanlam policies, loans, and credit cards. The Sanlam reality program is not free and requires a subscription fee to participate. For a small fee, family members can be enrolled in the program so that they can benefit from the product as well.

The Sanlam Reality program is available in four different versions. Reality Health, Reality Plus, Reality Core, and Reality Club are all membership choices. Since the benefits of each membership choice differ, it’s important to pick carefully while joining the Sanlam reality program.

The four membership options are thoroughly detailed below.

1. Reality Health

The monthly membership charge for the Reality Health membership option is R235.00. The realty health membership option will cost R295.00 per month for a family package. This membership option is for customers that use Nedgroup Medical Aid Scheme or Barloworld products.

This program’s participation comes with several health benefits, including:

  • Planet Fitness Club offers discounted monthly gym costs of up to 80% off the subscription fee.
  • The monthly subscription charge for a Virgin Active gym membership can be reduced by up to 40%.
  • Members of JustGym can receive up to 80% off their monthly subscription charge.

The Reality Health option includes entertainment rewards, such as discounts on entertainment. Reality Health club members receive a 5-month Showmax subscription worth R99.00, 1GB of free data per month, NuMetro refreshments, and movie tickets.

Members of reality health can receive personal service benefits. The subscription includes a personal assistant who is available 24 hours a day, 365 days a year. For students in grades 8 through 12, free access to the Ivy Online educational platform is available.

Those who have life insurance can save money with the Reality Health option. Sanlam life insurance customers might receive a discount of up to 30% based on their tiering level. Members can also have free access to the TaxTim website with this membership option. Members can utilize TaxTim whenever they want to seek help with their tax returns.

Reality health also includes travel perks, such as:

  • FlySafair flight discounts of up to 30%.
  • Uber journeys might be discounted by up to 30%.
  • If you are a member of reality health, car rental in Tempest might be as little as R285.00 per day.
  • Up to 30% off on stays at Protea Hotels by Marriott.
  • Bidvest Premier lounge visits are complimentary (up to 40 trips per year).
  • Emirates flights are up to 25% cheaper.

Requirement of the Sanlam Reality Health 

  • You must belong to a Nedgroup Medical Scheme or have a Barloworld product associated with the Sanlam Reality program. 
  • Be over the age of 18 years. 
  • Pay a monthly subscription fee of R235.00 per month for a single-person subscription or R295.00 for a family subscription. 
  • Must complete a membership form online and apply. 

2. Reality Plus

Santam, Glacier, and Sanlam product owners can choose the Sanlam Reality Plus option. A single person’s subscription at Reality Plus costs R235.00 per month. The monthly membership price for a family at Reality Plus is R295.00. Reality Plus charges the same prices as Reality Health for its services and offers nearly identical advantages.

Members of the Reality Plus account can benefit from wealth perks based on their earnings tier. Members of the Reality Plus program can save money on their life insurance premiums. However, this only applies to Sanlam life insurance policyholders. Premium discounts are available and can range from 10% to 30%. TaxTim provides free tax return assistance to members without the requirement for a subscription fee, providing tax services for free.

Members of Reality Plus receive discounts on gym memberships. Planet Fitness members can save up to 80% on their subscription. Members can also receive an 80% discount on their monthly subscription from justGym. To qualify for these high discounts on health products, one’s tier level will largely determine the level of discounts that one receives. There are no discounts for Virgin Active gym members through the Reality Plus membership.

Reality Plus comes with travel benefits that may be used to save money on plane tickets, vehicle rentals, hotel stays, and Uber rides. The following are the highest savings available on the Reality plus option:

  • FlySafair flight discounts of up to 30%.
  • Uber journeys might be discounted by up to 30%.
  • If you are a member of reality health, car rental with Tempest might be as little as R285.00 per day.
  • Protea Hotels by Marriott stays offer up to 30% discount.
  • Bidvest Premier lounge visits are complimentary (up to 40 trips per year).
  • Emirates flights are up to 25% cheaper.

There are entertainment benefits, some of which are free. If you choose the Reality Plus option, you will receive 1GB of free data each month. In addition, the membership includes 5 months of free Showmax, worth R99.00 per month.

Members of the Reality Plus program receive a free online education platform for grades 8 through 12 as well as cheap online schooling through the Ivy online education platform. Sanlam also offers a free personal assistant to assist you with your insurance and financing needs.

Requirements of the Sanlam Reality Plus Membership 

  • Must be over the age of 18 at the time of application. 
  • Have a Sanlam, Santam or Glacier product that is associated with the Sanlam reality program. 
  • Must complete a membership form online and submit the application. 
  • Pay a membership fee of R235.00 for a single person or R295.00 for a family subscription. 

3. Reality Core

A single Sanlam Reality Core subscription costs R105.00, while a family membership costs R140.00. Barloworld, Nedgroup Medical Aid Scheme members, Fed health members, Bonitas customers, Santam customers, Glacier customers, and Sanlam customers are eligible for the Reality Core cover membership.

Personal services, such as a 24/7 personal assistant, are available to Reality Core members. Personal assistance is provided to members every day of the week to assist members of the club. For students in grades 8 to 12, there is also free access to the Ivy online educational platform.

The Sanlam Reality Core membership includes entertainment benefits. Members can obtain up to 20 2D tickets and 20 refreshments packages per month. Members also receive a four-month free subscription to Showmax, worth R99.00 each month.

Sanlam Reality Core members receive travel benefits according to their tier level. Those with a high tier level can make use of the program’s most generous travel advantages. The Reality Core program provides the following travel discounts:

  • 20% off on FlySafair flights, 
  • Discounts on Uber trips of up to 30%,
  • 20% off on Protea Hotels by Marriott, and
  • R285.00 per day for car hire through Tempest car hire. 

To encourage its members to be healthy, Reality Core membership offers health perks. Members can save up to 60% on their monthly Planet Fitness gym membership. Additionally, those that utilize JustGym as their workout place can receive a 60% discount.

An assistance benefit is available at no additional expense. TaxTim provides free tax assistance to members.

Requirements for the Sanlam Reality Core membership 

  • Be 18 years of age or older at the time of application. 
  • Have a product from Barloworld, Nedgroup Medical Aid Scheme members, Fed health members, Bonitas customers, Santam customers, Glacier customers, or Sanlam associated with the Sanlam Reality program. 
  • Pay a membership fee of R105.00 for a single member or R140.00 for a family membership. 
  • Must complete a membership form online and apply. 

4. Reality Club

The Sanlam Reality Club membership offers the fewest perks of all the other options. Clients of Sanlam, Santam, Glacier, Bonitas, Nedgroup Medical Aid Scheme and Barloworld can choose this option. The rewards program membership prices start at R49.00 per month for a single member, and there is no family membership option.

Those that have a Sanlam Money Saver Credit can become members of the Reality Club. They can earn up to 5% of every transaction they complete. Those who have accepted the Sanlam Money Saver Credit Card with Co-savings will receive 5% cashback, while those who do not have co-savings will receive up to 3% cashback. The membership also includes discount coupons redeemable at Sanlam partner stores.

A reality magazine is included with the Sanlam Reality Club. The rewards program offers entertainment perks such as 10 2D tickets to NuMetro theatres per month as well as 10 refreshment packages that can be redeemed. A complimentary three-month subscription to Showmax is also included in the rewards program.

Fitness programs and clubs are discounted through the Reality Club rewards program. Those who have a Planet Fitness gym membership can enjoy a 20 % discount on their subscription. The Reality Club rewards program allows those who have a JustGym membership to save up to 60% on their subscription.

When it comes to personal services, Reality Club has a bunch of them. Reality Club members get the following benefits:

  • Free Ivy online education and discounted online schooling for Grades 8 to 12.
  • Personal assistant, 
  • Trauma assault and HIV Assist, 
  • Legal assist, and
  • Free telephonic assistance on dial-a-teacher. 

Requirements for Sanlam Reality membership

  • Must be over the age of 18 years at the time of application.
  • Must complete a membership form online and submit the application.
  • Have one of the products from Sanlam, or Santam, Glacier, Bonitas, Nedgroup Medical Aid Scheme, or Barloworld associated with the Sanlam Reality program.
  • Pay a monthly membership fee of R49.00 per month.

Advantages of the Sanlam Reality Rewards program 

  • There are numerous reward possibilities to choose from, depending on one’s reward requirements.
  • Discounts on some items can reach as high as 80%.
  • There is an option to receive a discount on Sanlam life insurance rates.
  • Health, travel, entertainment, wealth, and personal services are just some of the rewards accessible.
  • Membership in the rewards club is inexpensive when compared to the savings that may be obtained.
  • The process of becoming a member is simple and may be completed online.
  • There are family plans available to allow family members to participate in the Sanlam Reality program.

Disadvantages of the Sanlam Reality Rewards Program

  • Each reward choice is linked to a certain product, it can be difficult to find a reward option that meets one’s needs because one must first subscribe to that product by going through a lot of reading material.
  • For someone with fewer Sanlam insurance subscriptions, moving from one rewards tier to the next can be difficult.
  • There is no family benefit in one of the options.
  • The subscription to the rewards programs comes with a monthly fee.

Conclusion 

The Sanlam Reality Rewards Program allows users to save money in a variety of ways, including up to 80% off in discounts. The Reality rewards program offers a variety of membership alternatives, allowing members to not only pay a membership cost that they can afford but also choose a rewards plan that is more useful to them.

For someone who is just getting started with insurance, moving from one tier to the next can be tough. Moving from one tier to the next requires more points to be gained, therefore those with fewer products will not be able to move as quickly.

Sanlam reality program review 2022

Lethabo Ntsoane

Lethabo Ntsoane holds a Bachelors Degree in Accounting from the University of South Africa. He is a Financial Product commentator at Rateweb. He is an expect financial product analyst with years of experience in reviewing products and offering commentary. Lethabo majors in financial news, reviews and financial tips. He can be contacted at [email protected]

Scroll to top
%d bloggers like this: