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SAA Voyager Gold Credit Card Review 2023

Nedbank offers the SAA Voyager Gold Credit Card as a travel credit card. When credit card holders travel and spend on eligible purchases, the credit card rewards them with miles. When new credit card users open the SAA Voyager Gold Credit Card, they receive miles. Each year, the credit card company rewards cardholders with miles for exceeding spending limits.

If you travel frequently, the SAA Voyager gold credit card is ideal because it allows you to earn rewards and discounts when you use it. The card’s features and rates are discussed in greater detail below.

Nedbank SAA Voyager Gold Credit Card Summary 

Individuals earning R6,600.00 or more per month are eligible for the Nedbank SAA Voyager Gold Credit card. The annual service fee for the credit card is R700.00. A monthly credit card facility fee of R25.00 is also charged for the credit card.

With the SAA Voyager Gold Credit, credit card holders can get up to 55 days of interest-free credit. Furthermore, credit card holders are required to make a minimum repayment of 5% on outstanding balances. To obtain more credit, credit card holders can request an increase in their credit limit at any time.

The SAA Voyager Gold Credit Card offers numerous travel benefits as a travel credit card. These benefits are listed below:

Travel benefits of the SAA Voyager Gold Credit Card 

  • Voyager gold credit card holders have priority check-in.
  • Cardholders can earn miles on car rentals, flights, and lodging, among other things.
  • Miles can be redeemed for an SAA flight ticket or for travel to one of 193 star Alliance destinations.
  • SAA Voyager promotions and promotional fares are available 24 hours before the general public.
  • Upgrades on car rental, Uber, Wine of the Month Club, Netflorist, and other services.
  • When you book cabin class, you get one extra piece of luggage.

Discounts and rewards benefits on the SAA Voyager Gold Credit 

  • The SAA Voyager American Express card allows you to earn unlimited miles at a faster rate.
  • Miles can be doubled in the first month of using the credit card.
  • Every R11.50 spent on eligible purchases with a Mastercard earns one mile.
  • Credit card holders who use an American Express card earn one mile for every R6.50 spent.
  • You can earn 10,000 bonus miles on your first SAA ticket purchased and used.
  • When you spend R320,000.00 in a calendar year, you can earn 15,000 bonus miles.
  • When you reach the spending threshold, you will receive one continental or global companion ticket per year.
  • NuMetro movie tickets are 50% off when you use the Voyager credit card.

Insurance benefits of the SAA Voyager Gold Credit Card 

  • There is automatic basic travel insurance with a top-up option at a discounted rate. 
  • There is an option for credit life protection. 

Nedbank SAA Voyager Gold Credit Card fees

Fee DescriptionAmount
Annual maintenance feeR700.00
Additional card fee Free
Monthly credit facility service feeR27.00
Initiation feeN/a
Cash deposit fee at Nedbank branchR100.00 + R2.50 per R100.00 or part thereof 
Cash deposit fee at a Nedbank ATMR1.50 per R100.00 or part thereof 
Withdrawals at a Nedbank ATM R2.50 per R100.00 or part thereof 
Withdrawals at another bank’s ATM R12.00 + R2.50 per R100.00 or part thereof 
Cash withdrawal at a branch R100.00 + R2.50 per R100.00 or part thereof 
Cash withdrawal at an international ATMR60.00 + R2.50 per R100.00 or part thereof 
Withdrawals at local retailersR2.00
Balance enquiry at a branch R22.00
Balance enquiry at another bank’s ATM R10.00
Nedbank ATM balance enquiry Free
Insufficient funds decline at another bank ATM R10.00
Insufficient funds decline at a Nedbank ATM Free
POS insufficient funds feeR8.50
Tracing fee Up to R410.00
Personal card delivery R170.00
Same day card delivery R450.00
Card replacement fee R150.00
Incorrect disputed transaction localR165.00
Incorrect disputed transaction international R200.00
International currency conversion fee2%
Dishonoured payment feeR35.00

Advantages of the Nedbank SAA Voyager Gold Credit Card 

  • Enrollment in the Voyager rewards program is free.
  • Additional cards are not charged by the credit card.
  • The Nedbank digital platforms are available for free.
  • Credit card holders automatically receive basic travel insurance.
  • There is a discounted option to supplement the automatic basic travel insurance.
  • Optional credit life protection is available to credit card holders.
  • Credit card offers a variety of flexible repayment options.
  • The credit card provides a 55-day interest-free period.
  • When using the SAA Voyager American Express credit card, you can earn unlimited miles at a faster rate.

Disadvantages of the Nedbank SAA Voyager Gold Credit Card 

  • Personal card delivery has a fee attached to it. 
  • There is no free access to premium SAA lounges for Gold credit card holders. 

Requirements of the Nedbank SAA Voyager Gold Credit Card 

  • Earn at least R6,600.00 per month before taxation. 
  • Must be at least 18 years or older at the time of application. 
  • Have a valid South African ID book or Smart card or a passport with a valid work permit. 
  • Provide payslips for the past 3 months or stamped bank statements for the past 3 months. 
  • Have a good credit score. 


The SAA Voyager Gold Credit Card is an excellent entry-level travel credit card. The credit card allows credit card holders to earn miles and bonus miles when they use the credit card. There is also travel insurance included, which can be upgraded at any time. The credit card is undoubtedly one that a frequent traveller will appreciate using throughout the year.



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