Spitz store accounts allow account holders to shop for some of South Africa’s hottest brands. Account-holders who have a Spitz account can select from the following brands:
With so many brands to choose from, there will be no shortage of items to purchase. Spitz sells clothing and accessories for men, women, and children. Sneakers, formal wear, casual wear, belts, bags, and shoe accessories are all available at the store.
Before you get your Spitz store account, you should understand what the Spitz account is and how it works. All of this is covered further down.
A Spitz Account is an RCS-provided store account. The account is open to those earning at least R1,000.00 per month, making it one of the most affordable store accounts in terms of salary requirements. Account-holders with a Spitz account can shop at any Spitz location in South Africa.
The Spitz account is a revolving store credit card that you can use again and again while making monthly repayments on the credit amount used. Account-holders can choose between budget plans of 24 and 36 months depending on how they want to spread their credit.
The Spitz account includes customer protection insurance. The customer protection insurance covers the following:
The Spitz account allows account holders to shop some of South Africa’s most well-known brands. Ladies’, men’s, and children’s brands are available. The fashion brands available are primarily focused on high-quality formal wear.
With the Spitz account, one can shop for brands such as Carvela, Kurt Geiger, and Lacoste. The Spitz account can be used to make card payments or purchases at any Spitz store nationwide.
To get started with a Spitz store account, first fill out an account application. This can be done either online or in person at a Spitz location. An assessment will be performed at a Spitz location to determine whether or not you qualify for credit by collecting your personal and credit information.
A credit amount will be allocated to your Spitz account following a successful application. The credit amount can then be used at any Spitz location across the country. The amount of credit granted will be determined by your income and credit information. As you make timely repayments, more credit will be allocated to your account.
Failure to make repayments on the amount of credit used may result in the amount of credit allocated being reduced to make repayments more affordable. The account’s credit limit can be temporarily increased at checkout. This is a tool for clearing purchases that exceed the credit limit. The temporary increase is for one order and should be applied for again if the credit limit is exceeded.
When using the Spitz account to make purchases, you must select one of the available budget options. There are two budget options available: the 24-month budget and the 36-month budget, of which the 36 months option is for those who want to make repayments at a slower rate.
The store account includes credit protection to cover the amount of credit taken at any time. Credit protection insurance protects you against death, temporary disability, permanent disability, and retrenchment. If one of the covered incidents occurs, money is deposited into your account to cover some or all of the credit taken.
Spitz provides high-quality products at very reasonable prices, and store cardholders can now shop the store’s brands. Because of the account’s repayment period, those with lower incomes can shop at Spitz.
