Freelance Rate Calculator - What Should You Charge Per Hour? ☆ Save

Work backwards from the income you want to the hourly rate that gets you there - using the hours you can actually bill, not the hours you work.

Income you want a year (before tax)

Business costs a year

Working weeks a year

Hours you can actually BILL each week

Show results in

Charge per hour

R574

Total to cover a year R660,000

Billable hours a year R1,150

Day rate (8 hours) R4,591

If you divided by 2,080 instead R317

How much higher your real rate must be R81

Create an invoice →

Updates live as you type — free, no sign-up.

Loan Balance Paydown Curve

Interactive schedule showing principal reduction, interest paid, and remaining balance over time.

Remaining Balance Interest Paid

Period	Payment	Principal	Interest	Total Interest	Balance

Answer 5 quick questions for a personalised, ranked list of money moves — tailored to you.

Get my plan →

Estimates only and not financial advice. Speak to a registered provider for exact figures.