Loans

South Africans often use the term “garnishee order” to describe any deduction that hits a payslip for an unpaid debt. […]

If rising instalments, penalty interest, and constant collection calls are turning your month-end into a crisis, you are not alone.

Feeling overwhelmed by debt is common, but it is not permanent. With a practical plan and consistent action, you can

Big-ticket buys—think appliances, laptops, furniture, medical procedures, or a once-in-a-lifetime trip—often require financing. In South Africa, the two most common

Refinancing can be a powerful way to reduce monthly repayments, pay off debt faster, or unlock cash for other priorities.

Debt consolidation can turn a messy pile of repayments into one predictable monthly instalment. Done correctly, it lowers your interest

When you need to borrow, the first big choice is secured versus unsecured credit. Both can put cash in your

Finding a genuinely low-interest personal loan in South Africa in 2025 requires more than scanning headline percentages. Banks price loans

Loan sharks—often called mashonisas—thrive where money is tight and time is short. They promise “instant cash, no paperwork,” then trap