Business Loans

The Risks of Asset-Based Loans: Navigating the Challenges in South Africa’s Business Landscape

The Risks of Asset-Based Loans: Navigating the Challenges in South Africa’s Business Landscape

In the dynamic and often challenging terrain of South Africa's business environment, small and medium-sized enterprises (SMEs) frequently face financial…

2024-01-08

How to apply for government funding for your start-up business in South Africa

Starting a business can be a daunting task, and one of the most difficult challenges is often obtaining the necessary…

2023-06-02

Invoice Factoring Explained

The invoice factoring method is used when a business factors its account receivables to meet its immediate liquidity needs. Banks,…

2021-12-08

Invoice Discounting Explained 2022

Invoice Discounting solutions help companies leverage their accounts due to meet their immediate liquidity needs. Private and public sector businesses…

2022-07-12

Balloon Payment Explained

A balloon payment is an amount of money that is paid at the end of a loan term. A balloon…

2021-12-08

Balloon Loans Explained

Popular among auto loans, balloon loans provide a means to finance an asset with minimal monthly payments. The majority of…

2022-09-25

Invoice Financing Explained

Invoice Financing is a form of financing that provides leverage for businesses when their invoices are not yet due. This…

2021-12-08

Business Partners business loan review 2022

Business Partners business loans have been of effective financial assistance to a number of South African entrepreneurs over the years.…

2022-06-13

ABSA Business Loans Review 2023

Absa offers business loans starting from R25,000.00 with a repayment term of up to 10 years. Loan account holders are required…

2023-03-05

FNB Business Loan: 2022 Review

First National Bank (FNB) is one of the leading banks in South Africa, well-identified with its Acacia tree symbol and…

2022-06-13