The Standard Bank World Citizen Credit Card offers credit card holders a generous credit limit of up to R250,000.00. This card is accessible to individuals who earn a minimum monthly income of R25,000.00.
However, there are associated costs with the World Citizen Credit Card, including:
In addition to the expenses associated with owning the Standard Bank World Citizen Credit Card, the card also offers a range of benefits that enhance the experience of traveling, spending, and purchasing insurance products. Let’s delve into the benefits provided by the Standard Bank World Citizen Credit Card below.
Travel Benefits:
Lifestyle Benefits:
Insurance Benefits:
Fee Type | Description | Amount (R) |
---|---|---|
Monthly Service Fee | Applicable to all credit cards except Student and World Elite | 169 |
Monthly Card Fee (Standalone) | Blue: 23, Gold: 23, Titanium: 49, Platinum: 68, World Citizen: 169 | Varies |
Secondary Cards Fee | All secondary cards | 26 |
Garage Card Monthly Service Fee | Linked to current account, Linked to Mastercard®, Standalone | 100 |
Withdrawals | Cash withdrawal at ATM | 2.40/100 |
Cash withdrawal at branch | 80 + 3/100 | |
Quasi Cash & Cash advance on casino chips purchases | 2.80/100 | |
Other banks ATM cash withdrawals | 2.40/100 | |
International cash withdrawals | 3/100 (min 70) + Intl. transaction fee* | |
Deposits | Cash deposits at ATM | 1.40/100 |
Notes cash deposit at branch | 80 + 3/100 | |
Coin cash deposits at branch | 80 + 15/100 | |
Notes and coin deposit at branch | 80 + 3/100 + 15/100 | |
Payments | Inter-account transfers Online | 4 |
Account payments Online | 9.50 | |
Payment confirmation SMS | 1 | |
Payment confirmation Email | 1.50 | |
Payment confirmation Fax | 22 | |
Point Of Sale (POS) | Purchase only | Free |
Purchase with cashback | 1.40/100 | |
Cashback only | 1.40/100 | |
Prepaid Recharges | Prepaid airtime, SMS, data (ATM or online) | 0.60 |
Prepaid electricity | 1.60 | |
Information Fees | ATM balance enquiry – no slip | Free |
ATM balance enquiry – with slip | 1 | |
Branch balance enquiry | 18 | |
Other banks ATM balance enquiry | 10 | |
Voucher retrieval – local | 90 | |
Voucher retrieval – international | 290 | |
ATM provisional statements | 7.50 | |
Branch provisional statements | 50 | |
Transaction history: charged per 30 day period | 50 | |
Penalty Fees | Honouring fee (only applicable to cards opened before 1 June 2007) | 145 |
Default administration fee (after 60 days of delinquency) | 65 | |
Late payment fee | 170 | |
New Card Fees and Card Delivery Fees | Initiation fee | 190 |
Card replacement fee – Local | 170 | |
Express delivery (to branch or face-to-face delivery) | 500 | |
Face-to-face card delivery | Free | |
DSV Locker delivery | Free | |
Branch delivery | 180 | |
Other Fees | PIN reset at branch | 12 |
Pin reset at ATM | Free | |
POS decline | 9 | |
ATM decline Standard Bank | 9 | |
ATM decline Other bank | 9 | |
E-Commerce decline fee | 9 | |
International transaction fee | Varies* | |
Garage card fuel transaction fee | 25 | |
Lounge access – Minimum card spend thresholds | Varies** |
The Standard Bank World Citizen Credit comes with great travel benefits that include hotel discounts, and flight discounts. This credit card is suitable for someone that likes to travel the world as they would enjoy most if not all the benefits that come with the credit card.
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