How to claim the Road Accident Fund

road accident fund

In South Africa, the Road Accident Fund (RAF) is a government-funded program that compensates individuals who have been wounded or killed in a car accident. The process of claiming compensation from the RAF can be complicated and time-consuming, but it is critical to understand how to navigate the system in order to obtain the compensation to which you are entitled. The following is a step-by-step guide to claiming from the RAF in South Africa:

Gather all required documents: To file a claim, you must supply the RAF with specified papers. The police report, medical reports, and proof of income are examples of these. It is critical that you have these documents ready before beginning the claim procedure.

Fill out the RAF1 form: This is the formal claim form that must be filled out and returned to the RAF. It is critical that all information supplied on this form is correct and up to date.

Submit your claim: After completing the RAF1 form and gathering all required documents, you can submit your claim to the RAF. The RAF will then evaluate your claim and determine whether or not you are entitled for compensation.

Wait for the RAF’s decision: It may take some time for the RAF to process your claim and reach a decision. It is critical to stay in touch with the RAF at this time and supply any extra information that may be asked.

Receive your compensation: If your claim is successful, the RAF will pay you the amount you are owed. It’s vital to remember that the RAF’s decision is final, and there’s no way to appeal it.

Get Legal Help: It is recommended that you seek the assistance of legal specialists while claiming the Road Accident Fund in South Africa, as they can guide you through the procedure and guarantee that your rights are safeguarded.

Keep in mind the time limit: The Road Accident Fund Claims process includes a time limit within which claims must be made, which is normally three years from the date of the accident.

It is crucial to note that claiming from the RAF can be a complicated and time-consuming process. However, by following these steps and, if necessary, seeking the assistance of legal professionals, you can ensure that you obtain the compensation to which you are entitled.


To conclude, the Road Accident Fund in South Africa exists to compensate persons who have been wounded or killed in a car accident, but the procedure of claiming compensation from the RAF can be complicated. You can improve your chances of obtaining the compensation you deserve by gathering the appropriate papers, completing the RAF1 form, submitting your claim, waiting for the RAF’s verdict, and seeking legal aid. Remember to keep the time limit in mind and act quickly to ensure that your claim is not barred.



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