The SAA Voyager Premium Credit Card is Nedbank’s most prestigious travel credit card. Cardholders can get discounts on travel expenses and earn mile points with this credit card. As a premium travel credit card, it has the best travel benefits of any travel credit card at Nedbank.
The Voyager Premium Credit Card gives cardholders access to airport lounges. Airport lounge visits are unlimited with the Voyager Premium Credit Card. The SAA Voyager Premium Credit Card also comes with automatic basic travel insurance and a top-up option.
The credit card allows cardholders free access to Nedbank’s digital platforms, enabling them to transact online and use other Nedbank digital platform features. Credit card holders can block, freeze, and unfreeze their Voyager Premium Credit Card using the money app.
The credit card has a tap-and-go functionality. Furthermore, credit card holders can use QR codes to pay using the Nedbank money app. The SAA Voyager premium credit card can be used in conjunction with Apple Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
The credit card is discussed further below due to the many features and services that come with it.
Nedbank SAA Voyager Premium Credit Card Summary
Individuals with a monthly gross income of R25,000.00 are eligible for the Nedbank Voyager Premium Credit card. The credit card has an annual service fee of R2040.00 and an interest-free credit period of 55 days from the date of purchase.
This credit card only requires cardholders to pay at least 5% of the credit used per month. The monthly credit facility fee of the credit card starts at R32.00. There is no one-time initiation fee when applying for the Voyager Premium Credit Card.
The credit card automatically enrols credit card holders on the Voyager rewards program. There is no enrollment fee for the Voyager rewards program on the credit card. Credit card holders can earn miles points on participating purchases through the Voyager rewards program.
There are additional rewards available through the Voyager rewards program. These and other credit card benefits are discussed further below.
Insurance benefits of the SAA Voyager Premium Credit Card
- Comes with automatic basic travel insurance.
- The automatic basic travel insurance comes with an option to top up at a discounted rate.
- There is an optional credit life protection for cardholders.
Travel benefits of the SAA Voyager Premium Credit Card
- Voyager premium credit card holders have priority check-in.
- Cardholders can earn miles on car rentals, flights, and accommodation, among other things.
- Miles can be redeemed for an SAA flight ticket or for travel to one of 193 star Alliance destinations.
- SAA Voyager promotions and promotional fares are available 24 hours to cardholders before the general public.
- Upgrades on car rental, Uber, Wine of the Month Club, Netflorist, and other services.
- When you book cabin class, you get one extra piece of luggage packing.
Discounts and rewards benefits of the Voyager Premium Credit Card
- The SAA Voyager American Express card allows you to earn unlimited miles at a faster rate.
- Miles can be doubled in the first month of using the credit card.
- Purchases made with a Mastercard earn one mile for every R10.50 spent on eligible purchases.
- Credit card holders who use an American Express card earn one mile for every R6.00 spent.
- You can earn 19 000 bonus miles on your first SAA ticket purchased and used.
- When you spend R300,000 in a calendar year, you can earn 15 000 bonus miles.
- When you reach the spending threshold, you will receive one continental or two global companion tickets per year.
- Credit card holders receive 50% off on NuMetro movie tickets when they use the Voyager credit card.
Nedbank SAA Voyager Premium Credit Card fees 2023
|Annual maintenance fee||R2040.00|
|Additional card fee||Free|
|Monthly credit facility service fee||R32.00|
|Cash deposit fee at Nedbank branch||R100.00 + R2.50 per R100.00 or part thereof|
|Cash deposit fee at a Nedbank ATM||R1.50 per R100.00 or part thereof|
|Withdrawals at a Nedbank ATM||R2.50 per R100.00 or part thereof|
|Withdrawals at another bank’s ATM||R12.00 + R2.50 per R100.00 or part thereof|
|Cash withdrawal at a branch||R100.00 + R2.50 per R100.00 or part thereof|
|Cash withdrawal at an international ATM||R60.00 + R2.50 per R100.00 or part thereof|
|Withdrawals at local retailers||R2.00|
|Balance enquiry at a branch||R22.00|
|Balance enquiry at another bank’s ATM||R10.00|
|Nedbank ATM balance enquiry||Free|
|Insufficient funds decline at another bank ATM||R10.00|
|Insufficient funds decline at a Nedbank ATM||Free|
|POS insufficient funds fee||R8.50|
|Tracing fee||Up to R410.00|
|Personal card delivery||Free|
|Same-day card delivery||R450.00|
|Card replacement fee||R150.00|
|Incorrect disputed transaction local||R165.00|
|Incorrect disputed transaction international||R200.00|
|International currency conversion fee||2%|
|Dishonored payment fee||R35.00|
Advantages of the SAA Voyager Premium Credit Card
- There is free basic travel insurance.
- Uber, Netflorist, and other services offer special upgrades.
- Credit card holders can either extend their earned global companion ticket for another 12 months or exchange it for two domestic companion tickets.
- When you purchase and use your first airline ticket, you will earn miles.
- To protect the credit used, there is an option to include credit life insurance.
- Card delivery and additional cards are free of charge.
- Credit card entitles cardholders to use Nedbank’s digital platforms.
Disadvantages of the SAA Voyager Premium Credit Card
- The annual fee is nearly 3 times more than that of the SAA Voyager Gold Credit Card.
- Card replacement charges a fee of R150.00 which is high for an account that charges an annual fee of R2040.00.
Requirements of the Nedbank SAA Voyager Premium Credit Card
- Must be at least 18 years or older at the time of application.
- Have a valid South African ID book or Smart card or a passport and a valid work permit if you are a foreign national.
- Must earn at least R25,000.00 per month.
- Must have a good credit score.
- Provide payslips for the past 3 months or stamped bank statements for the past 3 months.
The SAA Voyager Premium Credit Card allows you to earn points at a much faster rate than the SAA Voyager Gold Credit Card. The credit card is ideal for frequent travelers because they can earn more miles when using the credit card.